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The company's home matters, not each director's
Eligibility rests on the company being a UK limited company trading in the UK. Directors can be based overseas. What a lender needs is to identify and verify every director for anti-money-laundering purposes, wherever they live.
What overseas directors should expect
ID and address verification for each director, possibly a little extra KYC where documents are foreign. The person signing on the company's behalf should have authority to do so. Genuine UK trading through a UK business account keeps it clean.
Applying
Have ID ready for all directors and confirm signing authority. Then apply online. No personal guarantee is taken.
Frequently asked questions
Do all directors need to be UK residents?
No. The company must be UK-registered and trading here, but individual directors can live abroad. All are identified for KYC regardless of location.
Will overseas ID slow the application?
Slightly, sometimes — foreign documents can take a little longer to verify. Providing clear ID up front minimises any delay.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.