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Common director, separate companies
The same person can direct several companies. Each is a separate borrower assessed on its own cash flow. What draws a lender's attention is financial interdependence — inter-company loans, shared guarantees or cross-trading.
Why disclosure helps
If group companies lend to or depend on each other, that affects the borrower's real position. Being upfront about the connected businesses lets the lender assess accurately rather than uncovering it later and pausing the application.
Applying
List the connected companies and any inter-company balances. Then apply online. Credicorp lends with no personal guarantee.
Frequently asked questions
Do I have to disclose my other companies?
Where they are financially linked to the borrower, yes — inter-company loans and dependencies affect the assessment. Disclosure keeps things clean and quick.
Can debts in one group company affect another's application?
If they are guaranteed or funded across the group, yes. Standalone companies with no cross-liabilities are assessed independently.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.