2 min read
The borrower is the company
Because Credit Corp lends to the company with no personal guarantee, the director's personal finances and residency are not the basis of the loan. A UK limited company with real UK trading is the unit being assessed.
Where residency does matter
Anti-money-laundering rules mean the lender must verify the director's identity, which can take a little longer with overseas documents. A UK business bank account and genuine UK activity are important, as some lenders will not fund a purely offshore-controlled shell.
Applying
Provide clear ID and evidence of UK trading. Then apply online.
Frequently asked questions
Does the loan depend on my personal credit if I live abroad?
No. Credit Corp assesses the company's cash flow, not the director's personal credit, and takes no personal guarantee — so residency does not gate the loan.
Is a UK bank account required?
In practice a UK business account makes the trading verifiable and the process smooth. A company with no UK banking footprint is harder to assess.
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Read →Funding for UK limited companies
Credit Corp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.