2 min read
Why the guarantee is fake
A genuine lender must assess affordability and identity before lending — that is both prudent and required. Promising approval without looking at your business is either a scam harvesting your details and fees, or a predatory product with brutal terms.
What genuine looks like
A real lender explains its criteria, runs proportionate checks, and only then offers terms. You can apply directly to Credicorp and be assessed properly, with no upfront fee and no personal guarantee.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Can any lender guarantee approval?
No. Every legitimate lender assesses affordability and identity first. A guarantee of approval before assessment is a scam or a predatory hook.
Is “no credit checks” a red flag?
Yes. Responsible lenders run proportionate checks. “No checks” signals either a scam or a product with punishing terms.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.