2 min read
What restoration means
If a company was struck off and later restored — by court order or administrative restoration — it legally continues as though it was never removed. But there is usually a gap where it did not file or, sometimes, did not trade. That gap is what a lender probes.
What lenders want to see
Why it was struck off (often just missed filings, not insolvency), that filings are now up to date, and that trading has resumed with evidenced income through the business account. A clean explanation and current cash flow do most of the work.
Applying
Bring the restoration paperwork, up-to-date accounts and recent statements. Then apply online.
Frequently asked questions
Was my company struck off for debt or just admin?
Most strike-offs are administrative — missed confirmation statements or accounts — not insolvency. Being clear which applies to you helps the lender assess quickly.
Do I need to refile old accounts after restoration?
Usually yes; restoration typically requires bringing filings up to date. Doing so also gives a lender the trading picture it needs.
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