2 min read
Why dormant companies struggle
A dormant company has no trading activity and no cash flow for a lender to assess. Working-capital lending rests on visible, repeatable income, which a dormant company simply does not generate.
What to do instead
Begin trading and build a few months of real activity — bank inflows, invoices, sales — before applying. See how much trading history you need.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Why won't lenders fund a dormant company?
Because there is no trading cash flow to assess. Working-capital lending relies on visible, repeatable income, which a dormant company does not have.
What should a dormant company do first?
Start trading and build a few months of genuine activity and cash flow. Once there is a real record to assess, finance options open up.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.