2 min read
How it works without a catch
Because the lender relies on the business alone, it looks closely at your affordability, trading and creditworthiness. That is the trade: you keep your personal assets out of it, the lender relies on the company. See no personal guarantee loans.
What it means in practice
It means clean records and comfortable affordability matter more, and that a very weak business may find it harder. For a healthy company, it is simply a fairer structure with no personal downside.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is no-personal-guarantee lending too good to be true?
No. The lender offsets the missing guarantee by assessing the company more carefully. For a healthy business it is a fair, transparent trade, not a trick.
What does the lender rely on instead of a guarantee?
The company's cash flow, trading history and creditworthiness. That is why clean records and comfortable affordability carry the decision.
Related reading
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Read →How do lenders decide if I can afford a loan?
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How does no-personal-guarantee lending actually work?
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.