Answer

My co-director wants to leave and take their share — how do I fund a buyout?

Buying out a departing co-director needs a lump sum the company rarely has spare; acquisition finance funds the buyback so the exit is clean and trading continues.

2 min read

Clean exitBuy their share
Fund the lump sumAcquisition finance
Value it fairlyIndependent basis

Why an exit needs finance

Buying out a co-director means finding a lump sum the business rarely has sitting idle. Draining cash to fund it can leave the company that continues under real strain.

Fund the buyout

A business loan funds the share buyback so the departing director is paid and the remaining owner keeps control. The company's ongoing cash flow services the finance.

Get the valuation right

Agree a fair, ideally independent valuation to avoid a dispute that outlasts the exit. Check the resulting repayment is comfortable on the affordability calculator.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Can I get finance to buy out a business partner?

Yes. Acquisition finance funds a director or shareholder buyout, and the company's ongoing trading services the loan — so you don't have to find the whole sum in cash.

How is a co-director's share valued?

On a fair, usually independent basis reflecting the company's real worth. Agreeing this cleanly up front prevents the buyout turning into a lasting dispute.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.