Answer

My business is growing too fast for its cash — help

Growing faster than your cash is a good problem with a clear fix — growth drains working capital, and short-term finance funds the gap so you do not stall.

2 min read

Growth eats cashMore stock, more debtors
Fund the gapWorking capital
Don't stallKeep the momentum

Why growth drains cash

More sales mean more stock to buy and more invoices to wait on before the money lands — the classic "growing broke" trap. It is a working-capital problem, not a profit problem.

How to fund it

A working-capital facility funds the widening gap so you can keep taking orders and hiring. Size it to your affordability, and pair it with tighter collection to shorten the cycle.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.

Frequently asked questions

Why does growth cause cash problems?

Because you fund more stock and wait on more invoices before the cash returns. Rapid growth widens that gap, so a profitable, expanding business can still run short of cash.

Should I slow growth to protect cash?

Not necessarily. Funding the working-capital gap lets you keep growing without stalling. The key is that the growth is real and the finance is affordable.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.