2 min read
The risk you take on
A personal loan or card used for the business is your debt, secured on your name and credit — if the venture struggles, you still owe it personally. That undoes the whole point of the limited-company liability shield.
The safer route
Borrowing through the company, without a personal guarantee, keeps a business risk with the business. Compare the true cost — business finance is often cheaper than personal credit for this purpose.
What it means for you
Credit Corp lends to your company, not to you personally, and takes no personal guarantee. A no-personal-guarantee company loan funds the business without turning a company risk into a personal one. See business loans or apply online.
Frequently asked questions
Should I put business costs on my personal credit card?
It shifts a business risk onto you personally. Company borrowing without a personal guarantee keeps the liability with the business, where it belongs.
Is a company loan cheaper than personal credit?
Often yes for business purposes, and it keeps the risk off your personal name. Compare the true cost before deciding.
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Read →Funding for UK limited companies
Credit Corp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.