2 min read
The concentration risk
Leaning on one big customer feels efficient until they leave, cut back or change terms. Reducing that dependence is one of the smartest investments a business can make.
Fund the diversification
A working-capital facility funds the sales effort, marketing and extra capacity to win new customers, so revenue spreads across many rather than resting on one.
Invest before you're forced to
Diversifying from strength — while the big customer is still there — is far easier than scrambling after they've gone. Model the growth on your cash-flow forecast.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
How can finance help me reduce reliance on one customer?
A working-capital facility funds the sales, marketing and capacity to win new customers, spreading revenue across many. Diversifying from strength beats scrambling after a big account leaves.
Why is depending on one big customer risky?
Because their decision to leave, cut back or change terms can threaten the whole business. Funding diversification while the account is still there removes that single point of failure.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.