2 min read
The deposit problem
Big equipment often carries a large deposit on order, with the balance due on delivery weeks or months later. That deposit drains cash well before the machine earns a penny.
Fund the deposit
Asset finance can often fund the whole purchase including the deposit, or a short working-capital facility covers the deposit while asset finance settles the balance on delivery.
Plan the full purchase
Map the deposit and balance on your cash-flow forecast so both stages are funded and nothing stalls mid-order.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Can I finance the deposit on an equipment order?
Yes. Asset finance can often cover the whole purchase including the deposit, or a short working-capital facility funds the deposit while asset finance settles the balance on delivery.
Why do equipment orders need a deposit?
Suppliers take a deposit to secure a large or bespoke order before production. It drains cash well ahead of delivery, which is exactly the gap finance is designed to bridge.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.