2 min read
Why wholesale businesses need finance
Wholesale is a stock-heavy, thin-margin business: a lot of cash sits in inventory, and suppliers frequently want paying before your own customers do. Volume magnifies the timing gap.
What tends to fit
A revolving facility funds stock purchases and supplier payments, drawn and repaid as goods move. It flexes with your buying cycle.
What it means for you
See the sector view for wholesale. Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
How do wholesalers manage supplier terms?
By negotiating fair terms, timing purchases to demand, and using a facility to pay suppliers on time while waiting for customers, protecting supply and any prompt-payment discounts.
What finance suits a wholesaler?
A revolving facility that funds stock and supplier payments and flexes with your buying cycle, repaid as goods sell through.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.