2 min read
Double the cash strain
Wholesalers pay suppliers for bulk stock and then sell to trade customers on credit. Cash is tied up in inventory and in unpaid invoices at the same time — a wide working-capital cycle.
Fund the whole cycle
A working-capital facility covers the bulk stock buy, while invoice finance releases cash from trade-customer invoices. Together they keep the wheel turning.
Keep stock moving
Slow stock is trapped cash. Match purchasing to real demand and use finance to fund the fast lines, not to prop up inventory that isn't selling.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Can I finance both stock and unpaid invoices?
Yes. A working-capital facility funds the bulk stock purchase and invoice finance releases cash from trade invoices — covering both ends of the wholesaling cycle.
Why is wholesaling so cash-hungry?
Because you pay for large volumes up front and then sell on credit, so cash is simultaneously locked in stock and in debtors. Finance bridges both to keep trading.
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Read →Funding for UK limited companies
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