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Line them up fairly
Convert both to total repayable including every fee, so you are comparing like with like rather than headline rates. Use the true cost calculator.
Weigh what the rate hides
Then compare the terms: does either require a personal guarantee? Which is more flexible on early settlement? How fast is the money? A slightly dearer offer with no PG and real flexibility often wins. See how to compare offers.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Should I just pick the cheaper offer?
Not automatically. Compare on total repayable, then weigh no personal guarantee, flexibility and speed. The best overall offer is not always the one with the lowest number.
What if the offers are structured differently?
Convert both to total repayable in pounds — that neutralises different rate structures and fees, letting you compare a flat rate, a factor rate and an APR on one basis.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.