Answer

Does having a business continuity plan help my company?

A business continuity plan sets out how you keep trading through disruption — protecting revenue, staff and your ability to service debt. It turns a crisis into a managed event rather than an existential one.

2 min read

PlanKeep trading
ProtectsRevenue & repayments
ManagedNot existential

What the plan covers

A continuity plan identifies your critical functions, the threats to them, and how you would keep going — backup premises, remote working, alternative suppliers, and communication with customers and staff. It is rehearsed, not just filed.

Why it matters

Disruption does not pause loan repayments. A tested plan, alongside interruption insurance and a cash buffer, keeps you servicing debt and signals a resilient, well-governed business.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.

Frequently asked questions

Is a continuity plan only for big companies?

No. A small company is often more exposed to a single disruption, so a simple, tested plan is arguably more valuable, not less.

Does it help me borrow?

Indirectly. It signals resilience and good governance and protects the cash flow that underpins repayments, which underwriters value.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.