2 min read
Evidence beats forecast
A lender repaid from real cash prefers real history. Your statements and accounts are evidence; a forecast is a projection that may or may not happen. So past turnover and affordability lead the decision.
Making projections credible
Where the future matters — funding growth or an opportunity — tie the forecast to signed contracts, a visible pipeline or a clear ramp already showing in the numbers. Grounded projections support the case; blue-sky ones get discounted.
Applying
Lead with history, back it with grounded projections, then apply online.
Frequently asked questions
Will a lender lend on my forecast?
Rarely on a forecast alone. Evidenced past performance leads the decision; projections support it, and only carry weight when grounded in real contracts or a visible pipeline.
How do I make my projections believable?
Anchor them to signed contracts, a demonstrable pipeline, or a ramp already visible in your recent trading, rather than optimistic assumptions.
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