2 min read
What they look at
Filed accounts, registered charges, director changes and the PSC register all feed the picture. It confirms who you are, what security exists and how the company is performing.
Keeping it clean
File accounts and confirmation statements on time; overdue filings suggest disorganisation or distress and can stall a decision. Accurate, current filings support a faster, smoother application.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Do late Companies House filings affect borrowing?
Yes. Overdue or late filings are a warning sign of disorganisation or distress and can stall or weaken an application.
What Companies House data do lenders use?
Filed accounts, registered charges, director changes and the PSC register — to verify the borrower, check security and gauge performance.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.