2 min read
What it does
Business interruption cover replaces income and helps meet ongoing costs when an insured event — fire, flood, a supplier failure depending on the policy — halts trading. It buys time to recover without the cash pressure compounding the crisis.
Where it fits
It sits alongside, not instead of, a cash buffer and access to short-term finance. Together they give a business several layers of protection against a shock.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is business interruption insurance worth it?
For most trading businesses with premises, stock or key suppliers, it is a sensible layer of protection. Check exactly what triggers a payout, as policies vary widely.
Does insurance replace a cash buffer?
No. Insurance covers specific insured events; a buffer and finance handle the many cash-flow gaps that insurance does not. You want all three.
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Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.