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Soft searches are invisible
A soft search checks your file without leaving a mark other lenders can see, and without moving your score. It is the standard way to test eligibility before committing. Only a firm application triggers a recorded hard search.
What a soft check tells you
Whether you are likely to qualify and an indicative amount and cost — enough to decide before any hard footprint. There is no downside to looking, so there is no reason not to check first.
Checking
See where you stand and apply online when ready. Credicorp lends with no personal guarantee.
Frequently asked questions
Does checking eligibility hurt my credit?
No — a soft eligibility check leaves no visible footprint and does not affect your score. Only a firm application involves a recorded hard search.
Will other lenders see that I checked?
No. Soft searches are visible only to you, not to other lenders, so checking eligibility does not signal anything to the market.
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