2 min read
Different needs, different tools
Stock is a working-capital need that comes and goes, suiting a revolving facility. Equipment is a lasting asset, suiting asset finance matched to its life. A general loan can cover both, but the tailored products often cost less.
Structuring it
Many businesses run a facility for stock and working capital alongside asset finance for equipment, keeping each matched to its purpose and repayment window. Size the total to your affordability.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Can one loan cover stock and equipment?
It can, but a facility for stock and asset finance for equipment often fits each need better and costs less. Matching finance to purpose is usually more efficient than one general loan.
Should I keep them separate?
Often yes, so each is matched to its purpose and repayment window. Just keep the combined commitment within comfortable affordability.
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Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.